New CPP Payment of Up to $1,433 Scheduled Across Canada on July 29
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As we navigate through the end of July 2025, millions of Canadian senior citizens are prepared to receive their next Canada Pension Plan (CPP) payment, which is today July 29, 2025. This monthly benefit or grant serves as a key resource to meet the rising cost of living, from helping reduce financial pressure for Canadian retirees.
July 2025 CPP Payment Date
CPP payments will be deposited today (Tuesday) July 29,2025. If you are enrolled in direct deposit then your funds will appear in your bank accounts on this day. However, if you opted for a cheque deposit, you might have to wait for a few extra days to receive the postal delivery.
CPP Payment Dates for 2025
The upcoming CPP payment dates for 2025 year is listed as follows:
- August 27,2025 (Wednesday)
- September 25, 2025 (Thursday)
- October 29, 2025 (Wednesday)
- November 26, 2025 (Wednesday)
- December 22, 2025 (Monday)
*It is suggestive to set up direct deposit via your My Service Canada Account as it ensures on time and secure payments without the risk of delays of lost cheques
Also Read: Canada to Issue Invitations for Parents & Grandparents Program in Late July
July 2025 CPP Payment Amounts
| Benefit Type | Maximum Monthly Payment (2025) (in CAD) |
|---|---|
| CPP Retirement Pension (at 65) | 1,433.00 |
| Post-Retirement Benefit | 49.39 |
| Disability Benefit | 1,673.24 |
| Post-Retirement Disability Benefit | 598.49 |
| Survivor’s Pension (under 65) | 770.88 |
| Survivor’s Pension (65+) | 859.8 |
| Children’s Benefit (full-time student) | 301.77 |
| Children’s Benefit (part-time student) | 150.89 |
| Combined Survivor + Retirement Pension | 1,449.53 |
| Combined Survivor + Disability Benefit | 1,683.57 |
On average, monthly CPP retirement benefit for 1st time recipients is approximately CAD 900 as many do not yet meet the full contribution requirements for the maximum amounts.
How to Receive Extra CAD 800 Grant?
If you are older than 65 years, then you are eligible for the Old Age Security (OAS) and Guaranteed Income Supplement (GIS), which can bring you an additional benefit of CAD 800 and more monthly. The details include:
- Old Age Security (OAS) for 65 - 64 years: CAD 727.67 per month
- Guaranteed Income Supplement (GIS) for 75+ years: CAD 800.44 per month
- GIS for low income seniors: Up to CAD 1086.88 per month
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