How to Move to Canada with No Money in 2026

Lakshmi

4 min read

Updated On Feb 3, 2026

The best ways to move to Canada with no money include securing a job offer or qualifying for proof-of-funds exemptions, but that's not all. Scroll down to check the 7 top ways on how to move to Canada with no money in 2026.

Limited-time offer : Access a free 10-Day IELTS study plan curated for you

7 Ways to Move to Canada With No Money
List of Canada Immigration Programs with No Proof of Funds Required
Want to Move to Canada But Have No Money? GetGIS Here to Help!

Among the immigration businesses, Canada immigration remains always on top, targeting 380,000 new permanent residents in 2026 under its official Immigration Levels Plan. Known for its high quality of life, excellent healthcare system, and diverse job opportunities, Canada continues to attract individuals seeking a fresh start. However, moving to Canada with little or no money can seem challenging without proper planning and knowledge of available resources.

However, it is not impossible to immigrate to Canada with no money. Fortunately, Canada provides various immigration pathways and support programs that can assist newcomers with minimal financial resources. Let’s explore how to move to Canada with no money and start a new life without the financial burden.

7 Ways to Move to Canada With No Money

We will be exploring the easiest ways to immigrate to Canada in 2025 in this section - the pathways to successfully navigating the Canadian immigration process with minimal financial resources.

1. Secure a Job Offer

One of the easiest ways to immigrate to Canada is by getting a job in Canada. This is especially true for people who possess skills that are in high demand in Canada.

Once you have secured a job offer, you can go ahead and apply for a work permit in Canada. This will allow you to work and live in Canada for a specified period. You can also use this time to save up money and eventually apply for permanent residency.

2. Apply Through Canada Experience Class

Canadian Experience Class (CEC) is a program that allows people who have worked in Canada for at least one year to apply for Canada PR. If you have already been working in Canada on a temporary work permit, this may be a good pathway for you.

The CEC is designed for people who have Canadian work experience, language skills, and other qualifications that will help them integrate into Canadian society.

3. Consider Family Sponsorship

If you have a family member or spouse who is a Canadian citizen or permanent resident, they may be able to sponsor you to come to Canada. However, the sponsor will need to meet certain financial requirements, so you should check the eligibility criteria before applying.

4. International Experience Canada

International Experience Canada (IEC) is a program that allows people between the ages of 18 and 35 to work and travel in Canada for up to 2 years. This program is designed for people who want to experience life in Canada while also gaining work experience.

The IEC program is only available to the majority of EU members Australia, New Zealand, Taiwan, Korea, etc.

5. Visitor Visa

A visitor visa does not allow you to work in Canada, however, it can still be a good way to get your foot in the door. Once you are in Canada, you can explore job opportunities that involve researching the job market, networking, attending industry events, and job fairs, and applying for jobs.

This could be the apt way if you are looking for how to move to another province with no money, as you get the opportunity to explore multiple cities and provinces as a visitor

Also Read: Canada Tourist Visa Requirements from India

6. Live-in Caregiver

If you have experience as a caregiver, you may be able to come to Canada to work as a live-in caregiver. Also, this is one of the best ways for someone searching for how to go to Canada for free.

This program is designed for people who are willing to provide care for children, elderly people, or people with disabilities. While the salary for this type of work is not high, it does provide a pathway to permanent residency.

7. Trade Agreements

Canada has specific trade agreements with certain countries that can affect immigration possibilities. If you're from one of these countries and work for a business connected to a Canadian company or with an office in Canada, you might get a chance to move there for work.

This is called an intra-company transfer. Some countries in these agreements are the US, EU members, Jordan, Chile, South Korea, Norway, and Iceland, among others.

Also Read: How to get a job in Canada for new immigrants

List of Canada Immigration Programs with No Proof of Funds Required

Pathways are checked so now the next question in your mind would have been how to move to Canada with no money.

In case your financial standing isn't great, don't worry. You may be relieved to learn how to move to Canada for free or without showing proof of funds, if you belong to any of the following categories:

Program Name	Who is Exempt?
Canadian Experience Class (CEC)	All Applicants
Home Care Worker Pilot	Applicants currently working in Canada
Rural & Northern Pilot (RNIP)	Applicants with valid work permits
Atlantic Immigration Program (AIP)	International grads and local workers
Family Sponsorship	Spouses and Children

However note that if your short-term consideration is how to move to another province with no money, then Quebec might not be the best suit for you.

Also Read: Labour Market Impact Assessment LMIA Canada

Want to Move to Canada But Have No Money? GetGIS Here to Help!

Wondering how to move to Canada with no money? Don’t worry, we have got you covered! Our experts at GetGIS will help you budget your Canada immigration with no money by providing expert tips and strategies. You can also seek guidance on PR assistance - pre- to post-landing services, all designed to entice you into the realm of abundant job opportunities.

Book Your Free Consultation

Articles You Might Be Interested In

Limited-time offer : Access a free 10-Day IELTS study plan curated for you

Frequently Asked Questions

How much money do you need to move to Canada?

The amount of money you need to move to Canada for a single applicant is CAD 5,263 for a single person.

What is the average cost of groceries per month in Canada?

The national average for the cost of food in Canada is as follows: Groceries for 1 person: CAD 200-300 per month Combo Meal at a fast-food restaurant: CAD 11 per person Meal at a mid-range restaurant: CAD 19 per person

What is the easiest way to enter Canada?

The easiest way to enter Canada is through the express entry system which is the best and the fastest immigration pathway.

How much bank balance is required to move to Canada?

If you are planning to move to Canada through the Canada Express Entry, here is the minimum bank balance that is required to move to Canada: 1 Member: 15,263 CAD 2 Members: 19,001 CAD 3 Members: 23,360 CAD 4 Members: 28,362 CAD 5 Members: 32,168 CAD 6 Members: 36,280 CAD 7 Members: 40,392 CAD Additional members: 4,112 CAD each

What is sufficient Proof of Funds?

Proof of funds is typically provided through a bank security or custody statement, which you can obtain from your bank or the financial institution where your funds (money) are held.

What is the most affordable method to move to Canada?

The least expensive option is likely applying directly to a Provincial Nominee Program. Yes, you can apply to both programs simultaneously, but you must meet the 67-point criteria for Express Entry first.

How to Travel to Canada from Nigeria for Free?

Traveling to Canada from Nigeria for free is highly challenging. However, you can explore options such as an IEC visa, scholarships, exchange programs, or volunteer opportunities that may offer financial assistance for travel expenses. Additionally, you could investigate temporary work programs that provide opportunities for travel and work abroad.

How to Move to Toronto with No Money?

Moving to Toronto with no money is challenging but achievable. You can Look into programs like the IEC visa, networking, and reaching out to potential employers or sponsors in advance can also increase your chances of finding opportunities in Toronto.

What is the fastest way to get PR in Canada?

The fastest way to get Canadian PR is often through the Express Entry system, which processes applications for three major immigration programs: the Federal Skilled Worker Program, the Federal Skilled Trades Program, and the Canadian Experience Class. Applicants with high Comprehensive Ranking System (CRS) scores have the best chance of receiving an invitation to apply (ITA) for PR.

Can I apply for Canada PR without a job offer?

Yes, you can apply for Canadian Permanent Residency (PR) without a job offer through programs like Express Entry, Provincial Nominee Programs (PNPs), and the Atlantic Immigration Program. However, having a job offer can significantly improve your chances of being selected.

Which city of Canada is the cheapest to live?

The cheapest cities in Canada to live in tend to be located outside the major metropolitan areas. Cities like Moncton (New Brunswick), Quebec City (Quebec), Saint John (New Brunswick), and Regina (Saskatchewan) are often considered more affordable due to lower housing costs, groceries, and transportation expenses compared to larger cities like Toronto and Vancouver.