Cost of Living in Sweden in 2026: For Students, Immigrants and Families

With an overall Consumer Price Index of about 59.3 as of April 2025 and significantly higher in cities like Stockholm and Gothenburg, the cost of living in Sweden has become a crucial factor for aspirants aiming to relocate, work, or study in the Nordic country. 

Even though the monthly rent for a one-bedroom apartment in large cities can reach several thousand SEK, the average net salaries in Sweden are relatively also high, along with the benefits of public services, safety, and work-life balance, which helps residents to effectively manage their finances. 

Average Sweden Cost of Living in 2026

Is living in Sweden expensive? Does the cost of living in Sweden impact my budget? Many prospective aspirants ask these questions when they think about moving to this Nordic country for study or work. Sweden ranks as a mid-to-high cost country in Europe, with major cities like Stockholm and Gothenburg noticeable being expensive than the smaller Swedish cities.

• The estimated cost of living in Sweden for a family of four is around SEK 38,154 
• While for a single person as per Numbeo the living cost in Sweden is estimated to be SEK 10,268

These estimated values do not include accommodation expense, which can greatly raise your total budget as in cities like Stockholm rents for one bedroom apartment in city center often exceed SEK 12,000 to SEK 16,000 per month. However, living in Sweden provides a high quality of life, excellent public services, and competitive salaries.

Major Living Expenses in Sweden for Indians 

Now that we have learned about the average cost of living in Sweden, for individual and families, let us further explore in detail about the factors contributing to Sweden living expenses budget.

1. Accommodation Expenses in Sweden

Monthly rentals or accommodation expenses in Sweden is considered particularly high specifically like in cities like Stockholm and Gothenburg, compared to other Nordic cities. Here is the breakdown for your reference:

2. Transportation Expense in Sweden

Sweden boosts an effective public transport offering good value through monthly passes. The overview of transportation expense in Sweden is as follows:

3. Grocery Expenses in Sweden

The grocery prices in Sweden are considered moderate to high, yet the city's competitive salaries often make overall expenses manageable.

To save on growcery expenses and effectively manager your average cost of food in Sweden, you can consider shopping at discount chiains like Lidl, Willys, and ICA Basic, which offer competitively priced everyday essentials. 

Also, for individuals who are facing financial difficulties, organizations such as Stadsmissionen and Matmissionen provide access to low-cost or subsidised food through grocery stores and community centers. 

4. Utility Expenses in Sweden

Utilities serve as a crucial expense factor after accommodation, as these constitute a mandatory requirement for your day-to-day living expenses in Sweden. Utility costs in Sweden are as follows

5. Fun & Entertainment Expenses in Sweden

Now that you're acquainted with the essential living in Sweden cost, let's also explore additional entertainment costs that may impact your budget.

Following dining expenses, we'll delve into the costs of fitness and entertainment activities.

Average Cost of Living in Sweden for International Students

The cost of living in Sweden for Indian students varies according to factors such as location, type of accommodation, transport choice, etc.

However, the estimated average living expenses in Sweden for Indian students are tabulated below, along with the different accommodation types and respective prices.

*Tuition fee is an additional factor to the costs estimate which is subject to the applicant’s choice of university and degree.

Accommodation Types in Sweden for International Students

Average Cost of Living in Sweden for a Family

The cost of living in Sweden for Indian family or in general can vary based on different factors that include - family size, location, lifestyle, etc. The table below illustrates the average cost of living that could be expected to be incurred living in Sweden

a. Cost of Living in Sweden for a Family of 2

In the case of a single parent with a child, the cost to avail of child care service in Sweden would average about 3000 SEK.

b. Cost of Living in Sweden for a Family of 4

Also Read:14 Best Cities to Work in Sweden for Indians in 2026

Cost of Living in Sweden Compared to India

Sweden, as a country is considered to be premium to over 80% of the countries worldwide. The living expenses in Sweden are 280% higher than those in India. Also, the rental prices in Sweden are 473.5% higher than in India.

Top 5 Affordable Cities in Sweden Based on Average Cost of Living in 2026

Sweden also has a good number of affordable cities known for their relatively lower cost of living compared to larger cities like Stockholm and Gothenburg.

These cities offer a good balance of affordability, quality of life, and various amenities for residents. The top 5 most affordable cities in Sweden are

Top 5 Expensive Cities in Sweden Based on Average Cost of Living in 2026

Now that you are familiar with the expected average cost of living in Sweden you could incur, moving further let us discover which are the most expensive cities in Sweden, ranked according to their living in Sweden cost.

Tips to Effectively Manage Your Living in Sweden Costs in 2026

Effective management of your living expenses in Sweden can help maintain a balanced budget and make the most out of the resources available.

Here are some tips to help you manage your expenses:

1. Establish a practical budget to track spending and adjust where needed.
2. Prioritize necessities over discretionary spending.
3. Save on housing through sharing, student options, or suburban areas.
4. Favor home cooking to manage costs effectively.
5. Use public transport for savings on fuel and upkeep.
6. Capitalize on student discounts for various activities.
7. Conserve utilities to trim bills with energy-saving practices.
8. Shop second-hand for affordable furniture, electronics, and clothing.
9. Budget for healthcare expenses and research insurance options.
10. Enjoy free or low-cost activities for entertainment and socialization. 

Budget Your Cost of Living in Sweden Effectively With GetGIS

Understanding and budgeting the cost of living in Sweden is crucial for students and expats planning to study, reside, or work in Sweden. Only by carefully budgeting, exploring affordable options, and taking advantage of student benefits, students and expats can effectively manage their finances and make the most of their experience in Sweden.

With proper planning and financial awareness, Sweden can be a rewarding and manageable destination for students and expats.

In need of more detailed information on what to expect living in Sweden, have a chat with the GetGIS Immigration consultant right away.

Don’t delay further, Book Your Free Consultation, Today!

Useful Links for Further Information

• 7 Golden Benefits of Working in Sweden for Indians
• Top 10 Highest Paying Jobs in Sweden in 2026: Salaries & Requirements
• How to Settle in Sweden from India
• How to Get a Job in Sweden from India?
• 12 Things to Know Before Moving to Sweden as an Indian
• Strong, Sustainable, and Thriving Sweden's Economy