Average Cost of Living in Adelaide in 2026: Detailed Guide for Students and Professionals

Living in Adelaide is often seen as more budget-friendly compared to bigger Australian cities, and that’s exactly why many students and families prefer it. The average cost of living in Adelaide in 2026 gives a clear idea of what daily expenses look like while studying or working here. From groceries to transport, Adelaide keeps things relatively manageable.

On average, a single person can expect monthly expenses of around AUD 1,564, excluding rent, while a family of four may spend close to AUD 5,641 per month without housing costs. These figures make Adelaide a practical choice for international students and professionals. In this blog, you’ll get a detailed breakdown of expenses to help plan your finances better.

What is the Average Cost of Living in Adelaide?

An approximate summary of monthly general expenses is shown below. Take into account that costs will vary based on your demands and lifestyle.

• The cost of living in Adelaide for a family of 4 is AUD 5,641 without rent
• The cost of living in Adelaide for a couple is AUD 3,774 without rent
• A single person's estimated monthly cost is AUD 1,564 without rent

Cost of Living in Adelaide for International Students

Understanding day-to-day expenses is essential when planning your study budget in Adelaide. While Adelaide is more affordable than many other Australian cities, students still need to account for essentials like food, transport, and personal expenses. Below are the average monthly costs in Adelaide for international students.

Explore: Cost of Living in Australia

2. Average Living Costs in Adelaide: Housing Cost

Housing is one of the biggest monthly expenses in Adelaide, and the cost mainly depends on the location and apartment size. Living closer to the city centre is usually more expensive, while areas outside the CBD offer more budget-friendly options. Below is a snapshot of average monthly rental costs in Adelaide.

3. Living Expenses in Adelaide: Transportation Cost

Getting around Adelaide is fairly convenient, with a mix of public transport and affordable taxi options. Daily travel costs can vary based on how often you commute and whether you rely on buses, trams, or private transport. Below are the average transportation expenses in the city.

4. Cost of Living in Adelaide: Food

Food expenses in Adelaide can stay manageable if you balance groceries with occasional eating out. Prices usually depend on where you shop and whether you prefer local produce or branded items. Below is an overview of common grocery costs you can expect in the city.

Also Read: Cost of Living in Sydney, Australia

5. Average Utility Cost in Adelaide

Utility expenses in Adelaide usually depend on apartment size, usage habits, and service providers. For most residents and international students, monthly bills include electricity, water, internet, and mobile services. Below are the average utility costs you can expect.

Health Insurance in Adelaide for International Students

International students in Australia must have Overseas Student Health Cover (OSHC) to cover significant healthcare costs. Costs can range from AUD 580 to AUD 4,000 per year, depending on the level of coverage.

Quick Read: Features You Should Know about Public Healthcare in Australia

Top 5 Suburbs to Live in Adelaide

Explore Adelaide's best suburbs for a vibrant lifestyle, showcasing diverse experiences and the most liveable areas of this charming city.

1. Moana

Moana, located along Adelaide's coastline, is a coveted suburb known for its pristine sandy beaches, vibrant lifestyle, and close-knit community. Residents enjoy a relaxed lifestyle, connecting with nature through waves and ocean views. Moana offers easy access to essential amenities like schools, shops, and healthcare facilities, making it a perfect blend of coastal charm and modern convenience.

2. Walkerville

It is located in Adelaide's heart and is a prime suburb known for its blend of heritage charm, modern conveniences, and vibrant community atmosphere. With tree-lined streets, historic architecture, and well-maintained parks, it offers easy access to boutique shops, cafes, restaurants, and cultural experiences. Families and professionals appreciate its excellent schools, recreational facilities, and active community participation.

3. Prospect

This is a beautiful suburb with Edwardian and Victorian homes and is a popular choice for growing families seeking amenities, proximity to the CBD, and a vibrant community atmosphere, with various shops and schools nearby.

4. Semaphore

Semaphore is a 20-minute beachside suburb near Adelaide's city center that offers a year-round holiday vibe with sparkling waters, a foreshore, and popular cafés, pubs, and boutiques.

5. Bowden

This popular suburb in Adelaide, offers a vibrant artsy atmosphere and eclectic dining scene, attracting young professionals and offering new apartment buildings, home and land packages, and an easy commute to the CBD.

Suggested Read: Pros and Cons of Living in Australia in 2026

Tips to Save Living Expenses in Adelaide, Australia

Budgeting expenses in Adelaide can effectively manage your funds. Here are some ways of how you can save money.

• Home-Cooked Meal: Cooking at home is a cost-effective, healthier, and fun way to save money. It also allows for meal prepping on weekends, saving time and money.

• Get Student Discounts: Adelaide offers numerous student discounts, including transport fares, movie tickets, museum entries, and gym memberships. Always carry your student ID and inquire about these deals.

• Use Free Resources: Adelaide provides numerous free community resources like public libraries, buses, and trams.
• Save Electricity: By adopting habits like turning off lights when not in use, and reducing heater usage, you can significantly save your pocket from falling.

Immigrate to Australia with GetGIS

Adelaide is a top-ranked Australian city with a liveability factor that surpasses monetary value, thanks to its unique planning and proximity to green spaces, beaches, hills, vineyards, and valleys. In this article, we explained the living expenses in Adelaide, Australia

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• Australia PR for Indians
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• Student Dependent Visa Australia