Complete Breakdown of the Average Cost of Living in Sydney, Australia in 2025

The cost of living in Sydney, Australia is high especially for housing and transportation. A single person might need around AUD 90,000 per year comfortably, while a family of your size could expect to spend upwards of AUD 122,000 annually.    

Whether you're mapping out your budget to move to Sydney or seeking tips on managing bills while on a budget, this guide has got you covered with all the essential information on Sydney's average cost of living.

Cost of living in Australia, Sydney (2025)

Ranked as the costliest city in Oceania, Sydney stands out as one of the priciest urban centers globally, surpassing 93% of cities worldwide in terms of living expenses. This places Sydney in the 14th position out of 192 cities assessed for cost of living.

• The cost of living in Sydney for a single person is A$5,285 which is ₹2,87,465.

• The cost of living in Sydney for a family of 2 is A$8,839 which is INR₹4,80,700

• The cost of living in Sydney for a family of 3 is A$6,400 which is ₹3,48,000

The cost of living in Sydney for a family of 4 is A$7,500 which is INR ₹4,07,000.

Cost of Living in Australia, Sydney: Breakdown of Expenses

The average cost of living in Sydney Australia becomes a crucial consideration when you are preparing to study or live in Australia. Ensuring that you can maintain a comfortable lifestyle without overspending is paramount. Let us delve into the breakdown of living costs in Australia

Cost of Housing in Sydney (2025)

When delving into the cost of living in Sydney per month housing expenses emerge as a significant component. From renting cozy apartments to investing in spacious suburban homes, it could range anywhere between $2000 and $4000.

Also Read: Cost of Studying in Australia for Indian Students in 2025 

Cost of Transport in Sydney (2025)

The cost of transportation in Sydney varies depending on the mode of travel. This is a major budget cost that should be taken into consideration for Sydney, Australia’s living costs.

Cost of Food in Sydney (2025)

When considering the average living expenses in Sydney, it becomes apparent that a significant portion of one's budget is allocated towards food-related expenditures.

Explore: How to Work and Settle with an Australia Skilled Visa in 2025

Cost of Living in Sydney, Australia: Utility Expenses (2025)

The average living cost in Sydney, utility expenses encompass electricity, water, heating costs, and more, which are essential for comfortable living. Let’s take a look at the budget for these below in the table.

Cost of Health Insurance in Australia

In Australia, obtaining a Medicare card is generally feasible, although many individuals opt to purchase health insurance unless it's provided through their employment for tax purposes.

Finding a Bulk bulk-bill doctor, who offers free consultations with a Medicare card, is necessary. Private doctors typically charge around $80, with partial reimbursement available when presenting the Medicare card.

Health insurance costs vary, with most individuals paying between $100 and $200 monthly.

Read more about the Features You Should Know about Public Healthcare in Australia (2025) in this blog

The Average Cost of Living in Sydney, Australia: Tips for Saving Money

Navigating Sydney's cost of living can be challenging, but there are ways to save money. Consider sharing accommodation, utilizing public transport, and cooking meals at home instead of dining out.

1. Accommodation Options: Explore affordable housing alternatives like shared accommodations or suburban rentals.
2. Public Transit: Utilize Sydney's extensive public transportation network instead of owning a car to save on commuting costs.
3. Budget-Friendly Dining: Cook meals at home and seek out inexpensive dining options at local markets and eateries.
4. Discounted Entertainment: Take advantage of free or discounted entertainment options such as parks, museums, and community events.
5. Utility Management: Practice energy-saving habits like turning off lights and appliances when not in use, and consider using energy-efficient appliances to reduce utility bills.
6. Health Insurance: Research and compare health insurance plans to find the most suitable and cost-effective option for your needs.

Navigating Sydney’s Cost of Living with GetGIS

In conclusion, understanding the cost of living in Sydney, Australia is essential for anyone considering a move to this vibrant city. From accommodation to groceries and utilities, every aspect of daily life comes with a price tag. However, with careful budgeting and strategic planning, it's possible to live comfortably in Sydney without breaking the bank.

Whether you're a student, a professional, or a family, if you're seeking further assistance with immigration, residency, or job placement in Australia, don't hesitate to reach out to GetGIS for expert guidance and support. Book Your Free Consultation