Cost of Study in USA for Indian Students in 2026

The cost of studying in the USA can vary depending on the type of university and the course you choose. Undergraduate courses can cost between USD 25,000 and USD 45,000. Graduate programs tend to be a bit pricier, ranging from USD 30,000 to USD 50,000 each year.

When it comes to living expenses, cities like New York and Boston can cost over USD 1,500 a month, while smaller towns might be more budget-friendly, costing between USD 800 and USD 1,200 monthly. Personal expenses, transportation, and health insurance also play a role in the overall cost. Let’s dive deeper into the cost of study in the USA for Indian students in 2026.

Cost of Study in USA for Indian Students

For Indian students, the total cost of studying in the USA, including tuition and living expenses, can range from about USD 40,000 to USD 70,000 each year. This estimate includes accommodation, insurance, and personal expenses as well. Below, you will find a detailed breakdown of what it costs to study in the USA.

Tuition Fees at Public Universities in the USA

Studying in the USA involves significant upfront expenses, with tuition being one of the primary costs. The cost of education in the USA can vary considerably based on factors such as the specific course of study, degree program, and type of university.

Here’s a table below to give an overview of the range of the US university fees for Indian students in Public universities:

Also Read: Everything You Need to Know About Intakes in USA

Tuition Fees at Private Universities in the USA

When comparing private universities to public universities, it's important to note that private institutions generally have higher tuition fees. However, the quality of education they offer is often considered valuable and justifies the cost.

Here’s a table to show the average tuition fees in private universities in the USA:

Tuition Fees at the Top Universities in the USA

The cost of studying in the USA varies among the top universities, and it is essential to understand the financial implications of pursuing education at these institutions. Here is a brief overview of the cost of studying in the USA at the top universities.

Quick Read: Top Universities in USA for MS in 2025

Cost of Study in the USA for Different Courses

Studying in the United States is a dream for many Indian students due to its world-class education system and excellent career opportunities. However, the cost of studying in the USA can vary depending on the course or program of study. In this section, we will explore the costs associated with different courses in the USA.

1. Cost to Study MS in USA

Pursuing a Master of Science (MS) degree in the USA can be a significant investment. The cost of studying MS programs varies depending on factors such as the university, location, and duration of the program. On average, tuition fees in the USA for Indian students can range from $20,000 to $40,000 per year for MS programs.

2. Cost to Study MBA in USA

An MBA (Master of Business Administration) degree is highly sought after by students aspiring to pursue careers in business and management. On average, tuition fees for MBA programs range from $40,000 to $80,000 per year. Additionally, students should consider living expenses, textbooks, and other miscellaneous costs when budgeting for an MBA program.

3. Cost of Studying Engineering in USA

Engineering programs in the USA are renowned for their quality and innovation. The cost of studying engineering can vary depending on the specialization and university. Tuition fees for undergraduate engineering programs typically range from $25,000 to $50,000 per year for Indian students. Graduate programs in engineering may have higher tuition fees, ranging from $30,000 to $60,000 per year.

4. Cost of Studying MBBS in USA

The USA offers excellent medical education, and pursuing an MBBS (Bachelor of Medicine, Bachelor of Surgery) degree can be a significant investment. Instead, students interested in pursuing medicine in the USA usually need to complete a pre-medical program followed by a Doctor of Medicine (MD) program. The cost of MD programs can vary, with tuition fees ranging from $30,000 to $60,000 per year.

5. Cost of Studying Law in USA

Studying law in the USA can be a rewarding and intellectually stimulating experience. The cost of studying law varies depending on the university and program. Tuition fees for law schools in the USA can range from $30,000 to $60,000 per year. Additionally, students should consider the cost of living, textbooks, and other expenses associated with legal education.

Must Read: Top 10 Reasons Why Indian Students Go Abroad To Study

Standerdized Test Fees

Standardized test fees are a crucial part of planning your study abroad journey. Most universities in the USA require international students to provide these standerdized test results to assess their academic readiness and language proficiency. Here is a list of the common tests and their fees.

Suggested Reading: Exams to Study Abroad in 2025

USA Student Visa Fees

When applying for a USA student visa, understanding the associated fees is important for budgeting your application process. These fees cover the SEVIS system and visa processing required for your study authorization.

• I-901 SEVIS Fee: This fee, which is USD 350, funds the Student and Exchange Visitor Information System that tracks students during their stay in the USA.

• F-1 Visa Application Fee: The DS-160 form processing fee is USD 185, required for submitting your student visa application to the US Embassy.

Cost of Living in USA for Indian Students

Living in the USA as an Indian student involves budgeting for essentials like housing, food, transport, and health insurance. Costs can vary by city, with urban areas being more expensive than smaller towns. Here is an overview of average monthly living expenses.

Check Out: Ultimate Guide on How To Study Abroad on a Budget

Tips to Reduce the Cost of Study in USA for Indian Students?

Studying in the USA can be expensive, but there are effective ways to reduce the financial burden. Indian students can plan to manage tuition, living expenses, and other costs. Here are some tips to help cut down the cost of studying in the USA.

• Apply for Scholarships and Grants: Many US universities and organizations offer merit-based and need-based scholarships exclusively for international students.
• Choose Affordable Universities: Public universities and community colleges have significantly lower tuition fees compared to private institutions.
• Work Part-Time on Campus: F-1 visa holders can work up to 20 hours per week on campus, helping to manage daily expenses and reduce financial stress.
• Live Off-Campus in Shared Housing: Renting shared apartments or housing outside the university can cut accommodation costs by up to 30-40%.

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Useful Links for You:

• Cheapest Universities in the USA for International Students
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• Cost of Living in the USA for Students & Professionals in 2025